Create Denver Revolving Loan Fund

The Create Denver Revolving Loan Fund (CDRLF) offers creative enterprises in the City and County of Denver access to affordable and flexible business capital to increase income and build assets. Creative enterprises are defined as non-profit organizations and for-profit businesses producing or selling fine art, photographic and graphic art, performance art, handcraft and design and media.

Creative enterprises may apply for loans ranging from $15,000 - $30,000. Rates and terms vary depending on the loan amount. The CDRLF may be used for depreciable assets, working capital, and some space refurbishment/remodeling. The business or nonprofit must be established or retained in the City and County of Denver. See our General Terms & Conditions for more information. Loan applications are accepted on a rolling basis. There is no deadline for application.

Eligible Uses:

  • Sound equipment
  • Sewing machine
  • Instruments
  • Light/sound board
  • Software to design brochures
  • Computer
  • Color printer
  • Film equipment
  • Recording equipment
  • LP production
  • Art supplies
  • Shipping work to a festival/fair
  • Dark room equipment
  • Ticketing software
  • Printing press
  • Tools
  • Website design
  • Technology upgrades
  • Marketing materials
  • Pre-event capital
  • Some art/production space improvements


How to Apply

The City of Denver requires the submission of a complete business plan with the following information and application documents (links below) as part of the CDRLF loan application process. Sample business plans and applications are provided below.

  1. Loan Application Cover Sheet
  2. Cover Letter
  3. Description of Business
  4. Project Proposal
  5. Marketing Plan
  6. Company Financial Statements (projected and/or current)
  7. Financial Data on Borrowers, Guarantors, etc. 

Application Documents:

Loan Application Cover Sheet
Loan Package Information and Outline
CDRLF General Terms & Conditions
Personal Financial Forms
Job Creation Grid
CDRLF Application Flowchart  


Sample Business Plans & Applications:

Boulder Acoustic Society
ELC Mens 

If you require assistance in putting together the loan application, contact Lisa Gedgaudas at Lisa.Gedgaudas@denvergov.org or 720-865-4260 . You may also contact Denver's Business Assistance Center (BAC). For hours and location see business-assistance-center.